Managing money, finding work, and understanding financial systems are essential skills for young immigrants in Norway. Whether you’re looking for a part-time job, planning your education, or just trying to make ends meet, this section will guide you through the key aspects of jobs and finances in Norway. From financial aid for students to tips on budgeting and taxes, we’ve got you covered.
Education in Norway is free, but living expenses can still add up. That’s where Lånekassen comes in. Lånekassen is the Norwegian State Educational Loan Fund, and it provides financial support to students in upper secondary school, higher education, and vocational training. The support includes both grants (which you don’t have to pay back) and loans (which you repay after completing your education).
Even if you’re an immigrant, you may be eligible for support depending on your residency status and how long you’ve lived in Norway. For example, if you’ve been granted asylum or have a permanent residence permit, you might qualify. The money from Lånekassen can be used to cover living expenses, study materials, and even tuition fees if you’re studying abroad.
Applying is straightforward—you can do it online through the Lånekassen website. Just make sure to check the eligibility criteria and gather the necessary documents, such as proof of residency and income.
Source: Lånekassen - Financial Support for Students
Finding a job as a young person in Norway is very much possible, and it’s a great way to earn money, gain experience, and improve your Norwegian language skills. Many young people work part-time while studying, often in retail, hospitality, or as assistants in kindergartens or schools. During the summer, temporary jobs in tourism, agriculture, or construction become more available.
If you’re in vocational training, you can also apply for apprenticeships (lærlingplass). These are paid positions where you gain hands-on experience in your field while completing your education.
To find job openings, check websites like NAV Job Bank or Finn.no. Networking is also important—let people know you’re looking for work, and don’t be afraid to ask for help. Many jobs are advertised through word of mouth, so building connections can really pay off.
Source: NAV Job Bank | Finn.no Job Section
Participating in leisure activities like sports, music, or cultural events is an important part of growing up in Norway. However, these activities can sometimes be expensive. That’s where Fritidsfond comes in. Fritidsfond is a fund that provides financial support to young people who want to participate in leisure activities but may not have the means to afford them.
The goal is to ensure that all young people, regardless of their financial situation, can take part in activities that help them grow and develop. To apply, contact your local municipality or youth center. They’ll be able to tell you if Fritidsfond support is available in your area and how to apply.
Source: Fritidsfond - Financial Support for Leisure Activities
Getting a driver’s license in Norway can be expensive, but it’s a valuable skill that can open up more job opportunities and make it easier to get around. The process involves several steps:
First Aid and Traffic Safety Courses: Before you can start driving lessons, you’ll need to complete a first aid course and a traffic safety course.
Theory Test: You’ll need to pass a theory test, which covers traffic rules and safety.
Driving Lessons: You’ll need to complete driving lessons with a certified instructor.
Practical Driving Test: Finally, you’ll need to pass the practical driving test.
The cost of getting a driver’s license can vary, but it’s usually around 25,000–40,000 NOK. Some municipalities offer financial support for young people who need help covering these costs, so it’s worth checking with your local government.
Source: Norwegian Public Roads Administration - Driver’s License
If you work in Norway, you’ll need to pay taxes. Here’s what you need to know:
Tax Card (Skattekort): Before starting a job, you must apply for a tax card from the Norwegian Tax Administration (Skatteetaten). Your employer will use this card to deduct the correct amount of tax from your salary.
Tax Rates: Norway has a progressive tax system, which means the more you earn, the higher your tax rate. However, most young people working part-time or in entry-level jobs will fall into a lower tax bracket.
Tax Return: Every year, you’ll need to submit a tax return to the Norwegian Tax Administration. This is usually done online, and you’ll receive a summary of your income and taxes paid.
Paying taxes might seem complicated at first, but the Norwegian Tax Administration provides plenty of resources to help you understand the process.
Source: Norwegian Tax Administration (Skatteetaten)
Managing your money wisely is an important skill, especially when you’re starting out. Here are some tips to help you stay on top of your finances:
Create a budget: Track your income and expenses to see where your money is going. There are plenty of apps and tools that can help you with this.
Save regularly: Even small amounts can add up over time. Consider opening a savings account with a Norwegian bank.
Avoid debt: Be careful with loans and credit cards. Only borrow what you can afford to pay back.
By creating good financial habits early on, you’ll set yourself up for success in the future.
Source: Personal Finance Tips
To manage your money in Norway, you’ll need a bank account. Most banks offer special accounts for young people with low or no fees. To open an account, you’ll need:
A valid ID (passport or residence card)
A Norwegian ID number (fødselsnummer or D-number)
Some popular banks in Norway include DNB, SpareBank 1, and Nordea. Having a bank account will make it easier to receive your salary, pay bills, and save money.
Source: Norwegian Banks - Account Information
If you’re struggling financially, there are organizations and programs that can help:
NAV (Norwegian Labour and Welfare Administration): NAV provides financial support for those who are unemployed, sick, or in need of temporary assistance.
Caritas Norway: This organization offers support to immigrants, including help with housing, food, and other basic needs.
Don’t hesitate to reach out if you need help—these organizations are there to support you.
Source: NAV - Financial Support
If you have a business idea, Norway is a great place to start. The government offers support for young entrepreneurs, including grants, loans, and mentorship programs. Organizations like Innovation Norway and Junior Achievement Norway can help you turn your idea into a reality.
Starting a business can be challenging, but it’s also incredibly rewarding. If you’re passionate about something and willing to put in the work, Norway’s entrepreneurial ecosystem can help you succeed.
Source: Innovation Norway - Support for Startups
Learn the Language: Proficiency in Norwegian will significantly improve your job prospects. Take advantage of free language courses (Norskkurs) offered by the government.
Network: Attend job fairs, join professional organizations, and connect with people in your field to increase your chances of finding work.
Ask for Help: If you’re unsure about anything related to jobs or finances, don’t hesitate to reach out to organizations like NAV, Lånekassen, or your local youth center.
Source: Integration Tips for Immigrants